A cooperative financial institution established to promote savings and provide affordable financial services to members across Kayonza District. We empower our members economically through inclusive, innovative, and reliable financial solutions.
Key Highlights
Savings Services Secure your future
Affordable Loans Low interest rates
Digital Banking Cashless services
Member-Centered Cooperative institution
What We Do
Our Products & Services
We mobilize savings from members to promote financial discipline, security, and long-term economic empowerment while providing affordable loans for various needs.
Savings Products
Urufunguzo - Current Account
Flexible account for daily transactions, deposits, and withdrawals.
Umusaruro - Term Deposit
Fixed-term savings product with attractive returns.
Nzirikana - Children Saving
Helps parents and guardians save for children's future needs.
Umutuzo - Flexi Saving
Flexible savings that allows members to save at their own pace.
Loans Products
Agriculture & Livestock
Financing for crop production and livestock farming activities.
Business Loans
Loans to support running and expanding businesses in trade, production & services.
Real Estate Loans
Loans for construction, renovation, or completion of buildings.
Consumer Loans
Car loans, salary loans, and salary advances for personal needs.
Group Loans
Loans provided to organized groups based on collective responsibility.
Emergency Loans
Fast-track loans for urgent and unforeseen financial needs.
Transport Loans
Loans for purchase or maintenance of transport assets.
Digital Services
Digital and cashless financial services with technology-based transactions.
Sectors Served
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Branches & Sub-Branches
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Happy Clients
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Join Our Cooperative
Invest in Income-Generating Activities
Join AKAGERA SACCO KAYONZA and access financial services that enable you to invest in income-generating activities, improve livelihoods, and contribute to financial inclusion and poverty reduction in Kayonza District.